Annual Percentage Yield (APY) are accurate as of 09/30/2018 and are subject to change at any time and without notice. Share Savings, IRA and Money Market account rates are variable and may change after the account is opened. Account rates are adjusted monthly based on current market conditions. Fees may reduce earnings. The minimum share savings account balance to be a member of Workmen’s Circle Credit Union is $50.00. Offers available for business, personal and IRA accounts. Accounts are insured by the NCUA, a federal government agency up to $250,000 on share savings and money market accounts and up to $250,000 on IRA accounts.