Privacy Policy
| FACTS | WHAT DOES WORKMEN'S CIRCLE CREDIT UNION (WCCU) DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons WCCU chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Workmen's Circle CU Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes — to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences |
No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness |
No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| Questions? | Call (912) 356-9225 or go to www.workmenscirclecu.com | |
| Who we are | |
|---|---|
| Who is providing this notice? | Workmen's Circle Credit Union |
| What we do | |
|---|---|
| How does Workmen's Circle Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Workmen's Circle Credit Union collect my personal information? | We collect your personal information, for example, when you
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other Important Information
Workmen's Circle Credit Union is committed to protecting the privacy of its members. Members can help by doing the following: Protect your account numbers and passwords. Use caution when disclosing your account numbers. If someone calls you on behalf of the credit union and asks for account information, you should be wary. Official credit union staff will have access to your information and will not ask for it. Keep your information current. If your address or phone number changes, please let us know. It is important that we have current information on how to contact you in the event of potentially fraudulent or unauthorized activity.