Membership & Eligibility


Workmen’s Circle Credit Union (WCCU) is a non-profit financial organization that is owned and operated by its members. When you become a member of WCCU (by making an initial $50.00 deposit and signing a signature card) you become an owner of the credit union. The $50.00 is a deposit to your share account, not a fee. Membership at WCCU is for a lifetime and available to you and your family members unless you choose to close your account. 

At WCCU, we return our earnings to our members in the form of lower interest rates on loans and higher dividends on share accounts, individual retirement accounts and share certificates of deposit. Our services are designed to help you reach your financial goals in a low risk manner. 

Membership is available to you if:

  • You are employed or reside in Chatham County, Georgia;
  • Your employer offers membership in this credit union as part of your benefit package;
  • You are related by blood, adoption, or marriage to a person within the field of membership;
  • You are living in the same household with a person within the field of membership of this credit union;
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There is a required minimum deposit of $50.00 to open a share account. This is not a fee, only a minimum balance for your membership in Workmen’s Circle Credit Union. If you should ever choose to close your account, the $50.00 (plus earned dividends) will be returned to you.