Savings Accounts


Share/Savings Accounts

Regular saving, is the cornerstone of credit union membership and provides the credit union with available funds with which loans are made. Savings accounts are known as share accounts at credit unions. Therefore, in order to be a WCCU member, a share account with a minimum balance of $50 is required. 

Regular Share Savings Account Rate APY
With balance between $50.00 -$2,499.99 0.40% 0.40%
With Balance above $2,500.00 0.70% 0.70%

Dividends are declared by the Board of Directors and are calculated on the actual daily balance in the account. These dividends are paid to the membership on a quarterly basis. 

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Or Call Us At:   912.356.9225

FREQUENTLY ASKED QUESTIONS

+ Are There Any Fees?

  • Workmen’s Circle Credit Union does not charge fees on savings accounts

+ What is the Minimum Deposit?

  • The minimum deposit for savings account is $50.00.

+ Is My Money Secure?

  • Your savings is federally insured to at least $250,000.00 by the National Credit Union Administration and backed by the full faith and credit of the United States Government.

The aggregate total of a member’s WCCU share accounts is federally insured up to $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. 

Children’s Accounts

Young people are the building blocks of our future; accordingly, WCCU encourages children to open savings accounts. Parents may open custodial accounts for each child under the age of 18. 

 

Or Call Us At: 912.356.9225