Identity Theft and Technology - Specifically Social Media
Facebook, Google+ and LinkedIn users take heed: The study found there were specific factors putting social media users at elevated risk of getting scammed:
- 68 percent of social media users publicly shared their birthday.
- 63 percent shared the name of their high school.
- 18 percent shared their phone number.
- 12 percent shared their pet’s name.
All of the above information represents things a company would use to verify your identity, according to the study’s authors. In some cases, scammers have been known to bluff their way through customer service representatives to get access to other important information – and even wipe out entire accounts. When young or vulnerable people share this information, it could make them more susceptible to stalkers or sexual predators.
The Smartphone Factor
The study also found that smartphone users were a third more likely to be victims of identity theft than non-smartphone users. This does not mean, necessarily, smartphones are to blame. But it does seem to indicate the people using smartphones are doing something to make them more vulnerable or attractive to scammers.
What can you do to avoid being a victim?
- Password protect your phone.
- Do not use credit cards for Internet transactions over public networks. Thieves have "sniffers" that can extract that data.
- Do not store credit card numbers or bank account information on your laptop.
- Use different passwords for mobile banking apps on your phone than passwords you use for your phone and email.
- Promptly report any suspicion your sensitive personal information has been compromised.
- Keep documents listing Social Security numbers off of your laptop, or encrypt data if you do store there.
- Keep private information private. If any company uses specific information about you to verify your identity – your mothers’ maiden name, pet names, birthdays, etc., keep it off of Facebook and any other social media site.
Tip: Is your mother on your Facebook page? Does she use her maiden name? You are vulnerable.
Pro tip: If your mother is on your Facebook page, and you share your date of birth, you are a prime candidate for ID theft.