Credit Unions vs. Banks - The Choice is Clear

on Wednesday, 20 March 2013. Posted in Savings

Obviously, banks and credit unions offer a lot of overlapping services. Both banks and credit unions take in deposits, administer savings and individual retirement accounts, and provide home loans in addition to consumer loans.

The key difference: Ownership structure.

Beware of Text-Messaging

on Wednesday, 20 March 2013. Posted in Identity Theft

Unethically creative identity thieves have a new trick up their sleeves: sending text messages to your cell phone as if they were a financial institution and asking you to ‘confirm’ your account number, PIN, or other pieces of information.

Identity Theft and Technology - Specifically Social Media

on Thursday, 18 October 2012. Posted in Identity Theft

A recent study done by The Javelin Group had some disturbing findings: The incidence of identity theft was up 13 percent, compared to the previous year. The total amount stolen was about the same, but the thieves successfully scammed more people.

The Renting Foreclosure Scam

on Tuesday, 05 July 2011. Posted in Credit

The collapse of the housing market has brought about a new scam as thousands of foreclosure houses now lay unoccupied. A criminal will find a likely house and call a locksmith, stating that they have locked themselves out. Once they are in the house, they change the locks so they have control of the house. The next step is to put up a "For Lease" sign outside, which rarely attracts suspicion from the neighbors in the current housing meltdown.

Flood season is just around the corner, are you prepared?

on Tuesday, 26 April 2011. Posted in Disaster Preparedness

Did you know that most Homeowners Insurance policies do not cover flooding?  Have you asked your insurance agent about your Homeowners Insurance coverage’s lately?  Now is the time with hurricane season approaching.  It is very important to understand what is and is not covered on all your insurance policies.  Flooding not only affects your home but can effect your automobiles, outbuildings, swimming pool and all other personal property you may have sitting on your lot at the time of a flood.