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Certificate of Deposit Rates:

Terms	Annual Percentage Rate	Annual Percentage Yield
6 Month Share or IRA Certificate	1.00%	1.00%
12 Month Share or IRA Certificate	1.49%	1.50%
15 Month Share or IRA Certificate	1.49%	1.50%
24 Month Share or IRA Certificate	1.49%	1.50%

Share and IRA Certificate dividends compound monthly. Other products are available, call for more information. Annual percentage rate (apr) 1.49 - 12 Month CD, annual percentage rate (apr) 1.00 - 6 Month CD. Annual percentage yields (apy) are accurate as of 08/19/2010 and are subject to change at any time and without notice. Minimum opening deposit is $5,000.00. There is a 30 day interest penalty for early withdrawal. Fees may reduce earnings. Offers available for business, personal and IRA accounts.

WCCU account rates are adjusted monthly based on current market conditions. APR stands for Annual Percentage Rate and APY stands for Annual Percentage Yield. APR’s and APY’s are accurate as of 08/01/2010 and are subject to change at any time and without notice. Offers available for business, personal and IRA accounts. Accounts are insured by the NCUA, a federal government agency up to $250,000 on share savings and up to $250,000 on IRA accounts. Please note that money market accounts with balances of $19,999.99 and below earn 0.05% APR. The minimum share savings account balance to be a member of Workmen’s Circle Credit Union is $50.00.

Regular Share Savings Account	APR	APY
with balance between $50.00-$2,499.99 with balance above $2,500.00	0.50% 1.25%	0.50% 1.25%
Regular IRA Account	APR	APY
with balance between $50.00-$2,499.99 with balance above $2500.00	1.00% 1.49%	1.00% 1.50%
Share/IRA Money Market	APR	APY
with balance between $20,000.00-49,999.99 with balance between $50,000.00-99,999.99 with balance between $100,000.00-499,999.99 with balance between $500,000.00-999,999.99 with balance above $999,999.99	1.35% 1.59% 1.69% 1.94% 2.18%	1.36% 1.60% 1.70% 1.96% 2.20%

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